Identity theft happens when criminals get a hold of your sensitive personal information to take out loans, open fraudulent accounts, falsify tax returns, purchase properties, and use your good name to break the law.
Hacking continues to rank highest among types of identity theft attacks and breach rates are going up. In 2017 there were 1,579 breaches and 178,955,069 records exposed.‡
While hacking makes up 60% of data attacks, not all threats to information happen online. Physical documents, institutional records, and lost wallets can also be used to expose sensitive information and commit identity theft. Criminals have many ways to access personal information, and some of them are completely out of your control.‡
…No matter how careful you are, your information can be stolen
- 2017 Risk Based Securities
Identity thieves are the new pickpockets, but what they steal
is more personal and damaging than cash or personal items.
Some of the most targeted pieces of information, such as full
names and Social Security numbers, don’t change often over the
course of a lifetime. When stolen and used by an identity thief,
these more permanent pieces of information can’t be easily
changed to resolve the problem.
Unlike other types of theft, identity theft hurts more than just your bank account.
Identity theft can affect your life options and basic necessities. When your identity has been compromised it can lead to false criminal charges, bank account charges, and a lowered credit score. It can eventually result in job loss, reduced access to housing, and the inability to attain credit cards, student loans, personal loans, and/or mortgages.
The consequences can extend much deeper. Not only did 75.5% of victims feel severely distressed by their identity being violated, but 35% of respondents sought some form of professional help to deal with the emotional impact.‡
There’s a lot of variety and complexity possible for every identity theft case. Simple protective measures, like annually checking credit reports, no longer cut it. It’s necessary to have a comprehensive and proactive approach to identity protection.
It’s important to know about your financial health, just like it’s important to know about your physical health. Your credit gets a regular checkup as part of your Complete ID membership.
Don’t get lost in the labyrinth of processes required to resolve ID theft. Our specialists know all the routes and pitfalls no matter the type of theft, so you can have years of expertise at your back when tackling your case.
*$8.99 per month per person for Executive Members or $13.99 per month per person for Gold Star and Business Members, plus sales tax where applicable. Service provided by Experian®.
1Child Protection cost is in addition to the monthly price and subject to the same terms & conditions ($2.99 per month for Executive Members or $3.99 per month for Gold Star and Business Members plus applicable sales tax for up to 5 children). Children must be under 18 years old to receive Child Protection. Parent/Legal Guardian will need to pass a one-time guardianship verification process to receive alert content for children.
2The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.
3Monitoring with Experian begins within 48 hours of enrollment in Complete ID. Monitoring with Equifax and TransUnion takes approximately 4 days to begin. You may cancel your membership in Complete ID any time online or by calling 1-855-591-0202.
4Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian indicates your credit risk level and is not used by all lenders; your lender may use a score that’s different from your VantageScore 3.0. Click here to learn more about this.