IT MAKES PERSONAL PEACE OF MIND ABSOLUTELY AFFORDABLE.
Complete ID guards your identity with complete data monitoring, state-of-the-art tools, strategic partnerships, and comprehensive resolution expertise all at the lowest possible price. This service is just as complete and secure as higher-priced competitors.
IT MAKES IT EASY FOR YOU TO UNDERSTAND AND MANAGE YOUR IDENTITY.
Complete ID de-mystifies and de-stresses identity protection. Your initial Identity Status Check provides a complete view of your personal identity status. If there is a change in status that you should know about, you will be notified. Otherwise, relax and focus on being you.
IT PROVIDES COMPLETE IDENTITY PROTECTION.
This service enables you to monitor and help protect identity data, including credit and non-credit data factors, in ways not possible for consumers to do on their own. Enrolling in Complete ID makes it easy for you to examine and understand your identity status at any time with clear information and expert support.
IT BACKS YOU UP IN THE EVENT OF IDENTITY ABUSE OR BREACH.
In the event of identity abuse or breach, you’ve got just one call to make. Your Complete ID membership supports you through complete resolution of the issue, whether the threat is real or merely suspected. An expert support team is available to you anytime you have concerns, big or small.
WHAT ABOUT YOUR CHILDREN?
Kids are increasingly tethered to the Internet, leaving trails of personal information behind that can be used for identity theft. Don’t let the theft go unnoticed! Add Child Monitoring to your plan for as low as $2.99/month once you enroll. Complete ID monitors your child’s personal information for activity on the dark web, as well as related to your child’s credit information.
WHEN YOU ENROLL IN COMPLETE ID, YOU GET:
YOUR PERSONAL IDENTITY STATUS CHECK
A comprehensive data check to establish and confirm your personal identity status.
Comprehensive monitoring across the most complete list of identity data points in the industry.
Simple yet informative notifications regarding any important changes in your identity status, that clearly explain any actions you should take.
Support from a live, US-based Identity Protection Team to answer your questions, anytime.
RECOVERY1 AND INSURANCE
Expert recovery support from a dedicated Identity Restoration Team with up to $1M coverage in the case of identity abuse or breach.
2 Provides access to your annual credit reports and scores online from the three major credit bureaus: Equifax, Experian and TransUnion. We monitor all three credit bureaus for inquiries, delinquencies, and more.
Monitors public and criminal Internet properties, notifies you if we find your information being illegally traded or sold online, and provides clear instructions on what to do next. The data that can be monitored includes:
Identity thieves may target your mail to collect sensitive personal information — and consumers can’t monitor the postal service on their own. This service monitors the USPS for you, notifies you if your mail has been redirected, and provides clear instructions on what to do next.
Reports on sex offenders living or moving into your area, so you can be better prepared to make decisions for you and your family. You will also be notified if a sex offender attempts to register fraudulently using your address.
Your financial accounts may be extremely lucrative for identity thieves. This service monitors whether a bank account has been opened using your personal information, and notifies you immediately if changes have been made to your existing bank accounts.
One of the most common ways thieves try to take advantage of identity information is try to open a credit card, checking or savings account. You’ll be notified if your personal information has been used to open or apply for a new account, and provide clear instructions on what to do next.
Payday loans are an easy way for criminals to get fast cash in your name without a Social Security Number (SSN). This service notifies you if a payday loan has been opened in your name, and provides clear instructions on what to do next.
Your Social Security Number (SSN) is one of the primary items stolen by identity thieves. This service notifies you of all current and new names or aliases associated with your SSN, and provides clear instructions on what to do next.
Children are easy targets for identity thieves because they never check their credit. This service checks for fraudulent names, aliases and addresses associated with your minor child’s SSN, and provides clear instructions on what to do next.
In the event you experience identity abuse or breach, a dedicated restoration specialist will help you confirm and resolve the issue. Membership also insures you for costs associated with identity restoration for up to $1 million with $0 deductible.
1$8.99 per month per person for Executive Members or $13.99 per month per person for Gold Star and Business Members, plus applicable sales tax. Services provided by Experian® Partner Solutions
2Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian indicates your credit risk level and is not used by all lenders, so don’t be surprised if your lender uses a score that’s different from your VantageScore 3.0. Click here to learn more about this.
3You have numerous rights under the FCRA, including the right to dispute inaccurate information in your credit report(s). Consumer reporting agencies are required to investigate and respond to your dispute, but are not obligated to change or remove accurate information that is reported in compliance with applicable law. While this plan can provide you assistance in filing a dispute, the FCRA allows you to file a dispute for free with a consumer reporting agency without the assistance of a third party.
VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting agencies, Experian®, TransUnion®, and Equifax®. VantageScore 3.0 is used by some but not all lenders. Higher scores represent a greater likelihood that you’ll pay back your debts so you are viewed as being a lower credit risk to lenders. A lower score indicates to lenders that you may be a higher credit risk.
There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So your credit scores can vary if the information they have on file for you is different. Since the information in your file can change over time, your credit scores also may be different from day-to-day. Different credit scoring models can also give a different assessment of the credit risk (risk of default) for the same consumer and same credit file.
There are different credit scoring models which may be used by lenders and insurers. Your lender may not use VantageScore 3.0, so don’t be surprised if your lender gives you a score that’s different from your VantageScore. (And your VantageScore 3.0 may differ from your score under other types of VantageScores). Just remember that your associated risk level is often the same even if the number is not. For some consumers, however, the risk assessment of VantageScore 3.0 could vary, sometimes.